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So, you have invested in Solar Panels. That’s great but do you know how it affects your homeowners insurance? First, did you lease the solar panels or do you own them (after financing them)? Own them – you need to immediately increase the coverage on your home to cover the cost of the solar panels.  […]

So what exactly is the difference between an independent agent and a captive agent? In a word – OPTIONS! A captive agent represents 1 singular company. An independent agent works with several different companies, but ultimately works for the client. Working with many different carriers is challenging and rewarding. Each company has their own discounts, […]